Demand Draft
Issue Demand Draft Online – Fast & Secure
A Demand Draft (DD) is a prepaid negotiable instrument used for secure fund transfers. Whether you need to pay college fees, submit tender documents, or make large payments, SINL offers instant DD issuance with doorstep delivery.
Why Choose SINL for Demand Draft?
Convenience, affordability, and reliability
Instant Issuance
Get your Demand Draft generated within minutes. No waiting period or branch visits.
Doorstep Delivery
We deliver the physical DD to your address. No need to visit the bank.
Lowest Charges
Competitive DD issuance fees starting from just ₹50 + GST. No hidden costs.
100% Secure
Demand Drafts are prepaid and non‑refundable, ensuring guaranteed payment to the payee.
Nationwide Acceptance
Our DDs are accepted by all banks, educational institutions, and government offices across India.
24/7 Support
Dedicated customer care to assist with DD tracking, cancellations, or re‑issuance.
How to Issue a Demand Draft?
Simple 3-step process
Fill Details
Provide payee name, amount, city, and your address. Upload any required document (like fee notice).
Make Payment
Pay the DD amount + service charges via UPI, net banking, or card. Instant confirmation.
Get DD Delivered
Physical DD couriered to your doorstep within 2‑3 business days. Tracking link shared via SMS/email.
Demand Draft Charges & Limits
Affordable rates with no hidden fees
DD Issuance Fee Structure
| DD Amount (₹) | Issuance Fee (₹) | GST (18%) | Total Charges (₹) |
|---|---|---|---|
| Up to 5,000 | 50 | 9 | 59 |
| 5,001 – 25,000 | 75 | 13.5 | 88.5 |
| 25,001 – 1,00,000 | 100 | 18 | 118 |
| 1,00,001 – 5,00,000 | 150 | 27 | 177 |
| Above 5,00,000 | 200 | 36 | 236 |
* Maximum DD limit: ₹10,00,000 per transaction. Higher amounts require prior approval.
Request a Demand Draft
Fill the details below. Our executive will contact you for payment and delivery.
Important Terms & Conditions
Please read before applying
General Rules
- Demand Draft is a prepaid instrument; amount must be paid in full before issuance.
- DDs are valid for 3 months from date of issue.
- Cancellation / revalidation charges apply as per bank policy.
- Delivery time: 2‑3 business days (metro cities), 3‑5 days (other locations).
- In case of lost DD, a duplicate can be issued with indemnity bond.
Required Documents
For DD above ₹50,000 (as per RBI guidelines)
PAN card copy of the applicant (mandatory).
For DD above ₹2,00,000
Source of funds declaration (e.g., ITR, bank statement).
Cancellation / Refund
Cancellation fee: ₹200 + GST. Refund takes 7‑10 working days after original DD is returned.
*SINL acts as an authorised agent. DDs are issued through our partner banks.