Frequently Asked Questions

Identity Proof: Aadhaar, PAN, Voter ID, Passport, or Driving License. Address Proof: Utility bills, Bank Statement, or Aadhaar. Minimum age is 18 years. Minors require parent/guardian who is a DVGV member.

Yes, membership with DVGV is mandatory before opening any account. As a member, you become part of our community and unlock access to all our financial products including deposits, loans, and investment schemes.

Our competitive rates range from 10% to 11% per annum, depending on tenure and amount. Senior citizens get preferential rates. All interest is compounded yearly and guaranteed, ensuring secure and predictable returns on your investment.

Yes, premature withdrawal allowed after 6 months with 2% less than maturity. No withdrawal before 3 months. No interest if withdrawn between 3-6 months. ₹100 stationery charge applies for premature withdrawals.

RD allows you to save a fixed amount monthly while earning interest. Depositing ₹5,000 monthly at 10.5% p.a. for 2 years matures to ₹1,22,102. Perfect for building disciplined savings habits.

Members can apply for loans with minimal documentation. Borrow up to 70% of deposit value after holding for 1 month. Contact our office with membership ID and documents to initiate the loan process quickly.

Must be registered member, minimum 18 years, no outstanding dues, and hold deposit for at least 1 month. Loans available at competitive rates with flexible repayment options suited to your needs.

Absolutely! DVGV is RBI-regulated Nidhi company ensuring full compliance with statutory requirements. We maintain strict security protocols, regular audits, and prioritize member protection above all.

DVGV operates under RBI oversight as registered Nidhi company. We follow Nidhi Rules 2014 and comply with Ministry of Corporate Affairs guidelines. Regular audits ensure transparency and safety.