D V G V I N D I A

Senior Citizen

Citizen Savings

Earn More with
Our Citizen Accounts

Get up to

7.5% Interest per annum

Designed exclusively for Indian citizens, our Citizen Account offers high‑interest savings, zero hidden charges, and doorstep banking support. Enjoy flexible deposits, secure digital access, and a dedicated relationship manager to help you grow your wealth.

Open Your Account

Citizen Account Eligibility

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Age Requirements

Individual account holders must be 18+; minor accounts can be opened with parent/guardian as joint holder.

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ID & Documents

Aadhaar card, PAN card, and valid address proof (passport / voter ID / utility bill) are mandatory.

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Financial Criteria

Minimum opening deposit of ₹500; no monthly fees with a minimum average balance of ₹5,000.

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Residency & Citizenship

Open to resident Indian citizens, Hindu Undivided Families (HUFs), and NRIs with Indian citizenship.

Required Documents

Required Documents for Application

Please upload the necessary documents to complete.

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  • PAN Card is Mandatory
  • Completed Application Form
  • Non Resident [Passpost, Visa, Social Security Number]
  • Resident [Identification Documents, Social Security Card]
  • Passport Size Photographs
Banking Benefits

Key Account Features

High interest earnings

Earn Interest up to 7%

Competitive interest rates on savings and fixed deposits to help your money grow faster.

Free SMS alerts

Free SMS Alerts

Stay updated with instant transaction alerts and account notifications at no extra cost.

Deposit insurance

DICGC Insured

Your deposits are protected up to ₹5 lakh under the RBI’s deposit insurance scheme.

Mobile check deposit

Mobile Check Deposit

Deposit checks anytime using your smartphone – secure and hassle‑free.

24/7 online banking

24/7 Online Banking

Manage your account, transfer funds, and pay bills anytime from any device.

How It Works

Open Your Account in 5 Minutes

01

Fill Application Form

Enter your basic details online to start your savings account opening process quickly.

Apply Savings Account
02

Upload Documents

Submit KYC documents like Aadhaar Card, PAN Card, and address proof securely.

Upload Documents KYC
03

KYC Verification

Complete quick verification through OTP or video KYC for secure account activation.

KYC Verification Process
04

Start Banking

Your savings account is ready. Enjoy online banking, ATM access, and secure transactions.

Start Online Banking
Start saving today and secure your financial future, Open Your Savings Account Now
Grow Your Savings

Your Path to Wealth Creation

Start your financial journey with our Citizen Account — designed to help you build wealth steadily. Benefit from high interest rates, flexible deposit options, and a transparent growth tracker to reach your goals faster.

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Customizable
Savings Plans

Affordable deposits icon

Affordable
Monthly Deposits

Initial Deposit
20%
Monthly Savings
50%
Interest Growth
75%
Goal Achieved
100%
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